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The MSN writer said: "Many dating sites are city-orientated, so Muddy Matches is a welcome addition for those who live in the countryside or who generally appreciate the great outdoors." "Setting up a profile is easy and you’ll be asked to include your ‘Muddy to Townie ratio’, something you can do by taking a test of simply assessing yourself via a ‘yardstick’.Smalley agreed, and over the next two weeks, she cashed two 0 money orders and sent along the funds. 'My whole world had fallen apart' "The bank told me I was responsible for that money. Smalley shared her version of events with in the hopes that others might not fall for the same trickery.Then, Richie was ready to leave the country, but needed money to deal with a visa problem. I had to pay them ,700, which was everything I had," she said. "Never in my wildest dreams would I have ever known that this is all a part of an elaborate online scam. agencies have issued warnings on the scams, also known as "419" or "advance-fee" frauds.Richie said he was from Milford, Mass., but that he was out of the country on a big construction job.He was helping build a stadium in Nigeria, he said. I had no qualms whatsoever cashing (the money orders)," Smalley said.