Advice on consolidating student loans

You'll still be paying interest, but without the tax break.Of course, you can access these government programs for any future student loans (if you've paid off your student loans in the meantime).You can see the full list of lenders below, but we recommend you start here, and check rates from the top 4 national lenders offering the lowest interest rates.These 4 lenders also allow you to check your rate without impacting your score (using a soft credit pull), and offer the best rates of 2017: If you are in financial difficulty and can’t afford your monthly payments, a refinance is not the solution.To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners.While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products." Are you tired of paying a high interest rate on your student loan debt?Make sure to take inventory of the current loans you have. It’s important to know where you are today to better evaluate your best options for student loan refinancing.

With recent changes in the financial landscape, now is a great time to consider a change if you are one of the 40MM individuals with student debt.It is quite common for people with student loans to deal with 10-12 lending institutions, which means 10-12 payments and 10-12 due dates each month.When you consolidate student loans – either federal or private – it’s one payment to one lender, once-a-month. Loan consolidation for student loans was created to make it easier for millions of borrowers to pay off their debt.Ideally, you would qualify for debt consolidation after graduation.However, you also could qualify when you leave school or are enrolled less than half-time.